Skip to main content Skip to footer
M3 Money Club Account from TDECU

M3 Money Club Account from TDECU

A savings accounts designed for kids, ages 4 to 12

Ready to build your child’s savings?

Ready to build your child’s savings?

Parents can easily transfer funds into their child’s M3 Money Club account through TDECU Digital Banking. Using our option to transfer to another Member, you can move money from your TDECU account directly to your child’s account in just a few steps!

Teach your child smart money habits

For many parents, teaching their children about money is not something that comes naturally. Yet, for most kids, their first exposure to financial education comes from their parents. How is that for pressure?

No need to worry — TDECU is here to help! We designed our M3 Money Club account to help your child learn the basics of money management in a fun and exciting way. Open an account today so your child can join our team of saving superheroes and the next operation to stop the evil Dr. Spendit.

A M3 Money Club Account from TDECU features these benefits:


Annual Percentage Yield (APY)


Monthly Fee


Interest Rate Paid Monthly

Give your child a head start on their financial journey

Designed for kids between the ages of 4 and 12, a M3 Money Club account teaches the basics of money management, including counting and saving.

dollars icon

Get started with only $5.00

Low minimum deposit to open an account

certificate of deposit icon

Learn the value of long‑term investments

Open a certificate of deposit with only $1001

page with ribbon icon

Receive access to special content

Including a semi-annual newsletter designed to make financial learning fun

Please note: M3 Money Club accounts require a TDECU Member who is 18 years or older to be on the account with the child.

A M3 Money Club membership comes with additional perks

Gain access to full interactive learning experiences through our exclusive M3 Money Club website.

Children playing dressed as superheroes

Ready to open a M3 Money Club account?

Please visit us in-person to get started!

1 Not valid on auto-renewing CDs. Minimum amount to open is $100. Other restrictions may apply. A penalty will be imposed for CD withdrawals made before maturity. Refer to TDECU's Member Handbook and Truth in Savings brochures for additional terms and conditions.

Equal Opportunity Housing