3 to 60
Insured by the NCUA
A Jumbo CD2 is a certificate of deposit that requires an initial deposit greater than $100,000.
- $100,000 Opening Deposit
- 3 - 60 Month Term
- Jumbo CDs earn 0.15% interest rate above the Standard CD interest rate when opened new or at renewal.
1.88% - 4.80%
1.90% - 4.90%
Certificates of Deposit FAQ
- The first option is to renew your CD at the same rate and term length.
- The second option is to roll your CD balance into a new CD and select a different rate and term length. Depending on your investment strategy, a longer- or shorter-term length may be more valuable.
- The third option is to withdraw your ending balance. If a CD is no longer part of your investment strategy, it may be worth withdrawing and placing the money in a different account or investment type.
What does CD stand for?
Are CDs a good investment?
The standard insured amount is $250,000 per member, per credit union, for each account ownership. Certificates of Deposit are backed by the National Credit Union Administration so your money is not at risk up to $250,000.
Can I lose my money on a CD?
Are there any minimum or maximum amounts for a CD?
When will my CD mature?
What do you do with a CD after it matures?
There are three major options to choose from when a Certificate of Deposit matures:
Can I cash in a CD before it matures?
What is the difference between a Standard CD and a Jumbo CD?
2Jumbo CDs earn 0.15% above the Standard CD interest rate when opened new or at renewal.
3Our financial calculators are provided as a free service to our members. The information supplied by these calculators is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes, and are not intended to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends you find a qualified professional for advice with regards to your personal finance issues.
An early withdrawal penalty will be imposed for CD withdrawals made before maturity. Refer to your original CD Agreement for additional terms & conditions.