Skip to main content Skip to footer
TDECU Business Line of Credit

TDECU Business Line of Credit

The flexibility you need to keep your business moving

Looking for a business loan?

Looking for a business loan?

If you know the amount you need, consider one of our business loans:

  • Terms up to 24 years
  • Amounts ranging from $20,000 - $20,000,000
  • Competitive interest rates

Access to cash when you need it most

A business line of credit allows you to adapt or change as you grow, experience challenges, or even find new opportunities. Quick and easy access to cash is an ideal solution in times of unexpected cash flow concerns or any business expense that may arise. With a secured, accessible credit line, you have what you need to pay creditors, employees and keep your doors open, regardless of your cash position, whether or not your business bank account is in the red.

Any entrepreneur will tell you that keeping your company moving and growing is all about cash flow. As a member-owned credit union, TDECU offers business owners like you the credit line choices and flexible financing options you would expect from a large bank, along with the quality service and personal attention you deserve.

TDECU Business Line of Credit benefits include:


60 Months

Financing Terms

low as




$2 Million

Line of Credit

Manage Cash Flow

Manage Cash Flow

The No. 1 reason to have a business line of credit is for easy access to short-term funding when you need it.

Make Purchases

Make Purchases

Like a credit card, you can use your line of credit to make necessary purchases like inventory or other major purchases, but with a lower interest rate.

Prepare for the Unexpected

Prepare for the Unexpected

A business line of credit provides you with money for any rainy day or unexpected expenses that may come up.

How does a Business Line of Credit work?

Business Line of Credit = Total Flexibility

A business line of credit works somewhat like a credit card.

It allows you to borrow up to a certain amount of money and will only charge you interest on the amount of money you use. You decide how to use the available funds in your Business Line of Credit, including:

  • Accessing cash quickly and easily for any business need
  • Purchasing inventory or materials for your business
  • Delivering working capital
  • Taking care of seasonal business fluctuations

If you are a small business owner, be sure you have a business line of credit at your disposal. It will prove very important when covering cash flow issues, unexpected business opportunities, and when it comes time to expand.

Ready to get started?

You can reach us online, in person, or over the phone.

1APR = Annual Percentage Rate.

2Rate, term, and maximum limit based upon collateral and credit qualification.

Rates, terms, and conditions subject to change. Credit subject to approval. Other rates are available.

Live Chat