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High-Yield Checking from TDECU

High-Yield Checking from TDECU

Get more for your money with 1.00% APY 1
on account balances

What is a high-yield checking account?

A high-yield checking account offers the ability to earn more on your account balance thanks to a higher annual percentage yield (APY). Compared to regular checking accounts, which usually offer low to no interest, a high-yield checking account is an easy way to make more on your current balance.

With High-Yield Checking from TDECU2, you not only earn 10x the national average than other checking products, you also gain access to free identity theft recovery services, free credit score monitoring and ATM fee rebates. We also automatically upgrade your TDECU savings account to a high-yield savings account so you earn 1.00% APY on your savings balance.

High-Yield Checking from TDECU features these benefits:


Monthly Fee


Annual Percentage Yield (APY)


Minimum Balance

Identity theft protection

Identity theft protection

Take advantage of free identity theft recovery services

Monthly credit score and credit monitoring

Monthly credit score and credit monitoring

Receive your free credit score on your account statement each month

ATM fee refunds

ATM fee refunds

Earn up to $30 per month in ATM fee rebates if you use out-of-network ATMs

Ready to earn more on both your checking and savings accounts?

Open a High-Yield Checking Account today

How to Earn Interest on Your High-Yield Checking Account

Earn 10x the national average on your checking account balance by following these simple steps:

Already have a TDECU personal checking account?

Upgrade to High-Yield Checking in one easy step

1 APY = Annual Percentage Yield

2 Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 1.00% on HYC balance up through $20,000 and 0.25% on any HYC balance over $20,000; 1.00% APY on primary savings balance up through $50,000 and 0.25% APY on primary savings balance over $50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account-holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.

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